Micro-Investor Capital
A unit-by-unit model for qualified micro-investors.
Fund one unit at a time, starting around 300,000 THB / 10,000 USD. Return structure, payback timing, and profit split are reviewed against the actual unit economics before any final terms.

Unit funding
300k THB
Approx. 10,000 USD
Return model
Discussed privately
After unit review
Investor priority
Payback to investor comes first
Before split
Structure
Simple waterfall, built around payback priority.
Each micro-investor capital contribution is attached to a specific CozyOnTop unit. The first goal is to return investor capital and agreed fixed return from that unit. After that, the remaining profit can be shared under the agreed split.
Fund one unit
A small investor can participate unit by unit instead of needing to fund a full building or large portfolio.
Investor paid first
Unit cash flow prioritizes investor payback and fixed return before profit sharing begins.
Then profit split
Once the priority return is handled, the ongoing upside is shared between CozyOnTop and the investor.
Target groups
Four investor profiles worth qualifying first.
Small Thai investors
People who want hospitality exposure without buying or operating a property themselves.
Crypto investors
Investors who want part of their portfolio linked to real-world Web2 cash flow.
Property owners
Owners who may want CozyOnTop to operate, improve, or reposition an underused unit.
Strategic partners
Partners who can bring capital, locations, community, or distribution into the model.
Indicative economics
Keep ROI and split private until the unit is reviewed.
Publicly, the strongest message is the structure: unit-linked capital, investor priority, then profit sharing. Specific target return and split should be discussed after reviewing assumptions.
Unit-linked
Each inquiry is discussed against a specific unit, renovation budget, and operating plan.
Priority first
The model is designed around investor payback priority before ongoing profit sharing.
Terms after review
Target return and profit split should be confirmed privately after reviewing risk, timing, and legal structure.
Comfortable reviewing unit-level costs, lease terms, and expected operating assumptions.
Understands that hospitality revenue can move with occupancy, seasonality, and pricing.
Looking for medium-term yield exposure rather than instant liquidity.
Open to discussing the final return structure after the specific unit economics are reviewed.
Contact us
Tell us what kind of investor you are.
The first conversation should clarify target return, preferred split, timeline, and risk comfort before any final terms are discussed.
Important note
This page is an introduction to the model, not a public securities offer. Terms, risk, return timing, and legal structure should be reviewed directly before any participation.